Nykredit

NYKREDIT
Nykredit was established as a financial mutual in 1851 and is today Denmark's largest lender.
Nykredit is a full-service financial institution, offering a complete range of banking products.
Nykredit has a market share in excess of 30% of total lending in Denmark. Mortgage lending is the
core business area, accounting for approx. 93% of the Group's loan portfolio. In addition, Nykredit has
activities within banking, asset management, leasing, pension and estate agency business.
All lending in the Group's mortgage bank entities, Nykredit Realkredit and Totalkredit, is funded by
issuance of covered bonds, which makes Nykredit the largest issuer of mortgage-backed covered
bonds in Europe. The outstanding amount of covered bonds is some EUR 185bn.
Covered bonds issued by Nykredit are rated AAA by Standard & Poor's.
In addition to covered bonds, Nykredit issues various types of senior debt and capital instruments in
the capital markets.
Nykredit Markets offers capital markets services with a focus on fixed income products, debt capital
markets and other services to domestic and international customers.
Nykredit Asset Management is well known for its covered bond expertise and products, which include
mutual funds, hedge funds and discretionary mandates.